Posts by Scott W Johnson

Scott W Johnson lives in Marin County with his family where he can often be found on his mountain bike. Johnson believes in assisting clients to find affordable simple life insurance plans that fit their families needs. Mr Johnson is the owner of WholeVsTermLifeInsurance.com

Questions to ask about Term Life Insurance

Written by Scott W Johnson

Questions to ask about Term Life Insurance When buying Term Life Insurance, there are some very specific questions to ask about your proposed insurance policy.   Don’t stop there though – ask these 19 Questions of your Life Insurance Agent. Learning to ask the right questions about your proposed life insurance policy could save you.. More

19 Questions for your Life Insurance Agent

Written by Scott W Johnson

​ Life Insurance is complex business, but don’t let it scare you   – Ask these simple questions of your insurance agent – otherwise it may cost you a boatload of money.Do you want to waste money?​Don’t Get Tied Up in the Wrong Insurance – Ask these Questions or – Over Pay.​The First Question for your.. More

7 Simple Ways to Save on Life Insurance

Written by Scott W Johnson

​Life Insurance May be Complex, but Saving on it does not need to be.Failure to properly understand these methods could cost you lots of money.​​Read On – to Save.Wondering about life insurance rates?   Thinking of how to save money?  Checking with friends?  Don’t be put off by all the complexity, just review our seven.. More

43 Year Old Female Sample Life Insurance Rates

Written by Scott W Johnson

Sample Rates for a 43 year old woman. What Type of Insurance to buy. What type of Insurance you can’t afford to buy. Which Rating Class to Avoid.​ ​Sample Life Insurance Rates for a forty three year old woman.   Sourcing and procuring life insurance is a complex process, but it does not need to be complicated. If you are.. More

Should a Single Male Buy Whole Life Insurance?

Written by Scott W Johnson

Should a Single Male Buy Whole Life Insurance? Should a Young Single Adult with No Kids Buy Whole Life Insurance? Many Americans are routinely confronted with this sales pitch from captive home and auto insurance agents and life insurance agents.  But does it make sense for a single male, perhaps aged 28 to consider buying.. More

A comparison of Whole Life vs Term Life for a 40 year Female

Written by Scott W Johnson

Whole Life, Term Life, are you confused about your options? Did a local agent insist you needed whole life so you could be covered forever? A Comparison of Whole Life vs Term Life Insurance The Whole Life and Term Life Options: The good news is that for a healthy forty year old women there are lots.. More

46 Year Old Term Life Rates

Written by Scott W Johnson

How much does life insurance cost for a 46 year old? Where to look for term life insurance when you are 46? What it is so important about buying life insurance at 46? 46 Year Old Term Life Rates – Scan for Pricing:   Purchasing term life insurance at 46, may sound like a simple.. More

41 Year Old Sample Life Insurance Rate

Written by Scott W Johnson

Level Term Life Insurance is the type of insurance suggested by most.  Simple, Affordable, Easy to purchase and set for given amount of years.   Term Life Insurance should be purchased for both mom and dad, working or not.   But how much is life insurance for a 41 year old male?  This article Sample.. More

How to Check the Financial Strength Rating with AM Best Video

Written by Scott W Johnson

How to check a financial strength rating with AM Best. It is extremely important that people check the Financial Strength Rating every time that the consider buying any form of insurance. There are three large national credit rating agencies plus one specialty rater (AM Best) that issue Financial Strength Ratings.​ ​The Three National Credit Rating Agencies are: Moodys,.. More

How to Check Moodys Insurance Rating

Written by Scott W Johnson

Moodys Insurance Rating and how to check. Don’t Buy Life Insurance without Checking the Company Rating All Term Life Policies may Sound Similar. Financial Differences do exist. What type of Financial Rating to Check with Moodys. About Moodys Financial Rating Agency: Moodys is considered one of the big three credit rating agencies in the United.. More