Speak with an experienced advisor! 415-294-5454 Speak with an experienced advisor! 415-294-5454Written by Scott W Johnson
Returning from COVID Lockdown? Wondering about Term Again? Want a Great Rate – but Don’t Want to Get caught Up in Whole Life? Term Insurance is Back in 2023: Post Covid Lockdown – Term Life Insurance issuance is back. With more and more businesses opening and COVID moving into more of a mainstream illness –.. More
Written by Scott W Johnson
Does Life Insurance Look to be a Great Investment in 2022? Other Options vs Whole Life Insurance as an Investment? Should Life Insurance be considered an Investment? Life Insurance Investment in 2022? In years past legions of life insurance agents were hired to sell nothing other than Cash Value Life Insurance policies. Policies that carried.. More
Written by Scott W Johnson
The markets are crashing. Banks are reducing lending. Life Insurance underwriting is wobbling. How Safe are Life Insurers in the time of the Coronavirus Pandemic? The future of the life insurance industry might be at a crossroads while a new pandemic hits the world. The financial dividends paid out by very stable mutual life insurers.. More
Written by Scott W Johnson
Formerly known as Cuna Mutual Insurance Society, CMFG Life Insurance Company provides life insurance, other insurance, and Financial related products through Credit Unions in the United States. Their most popular product is the TruStagesCompany Blog Template KeywordCuna Mutual (through CMFG) offers a wide and vast array of insurance and financial products and services. These include:.. More
Written by Scott W Johnson
The Connecticut General Life Insurance company is a Connecticut based insurer that is wholly owned and operated ultimately by Cigna. Although the carrier offers Group Life Insurance products their main specialty is in Medical, Dental, and Supplemental Medicare policies. They carry a financial strength rating of an A.Connecticut General Life Insurance Company & Cigna:The Connecticut.. More
Written by Scott W Johnson
Genetic testing is a new health technology that has the potential to upend the Life Insurance Industry. Using either physician prescribed genetic tests or consumer requested tests may assist potential insurance companies to rate potential insureds far more efficiently. However the privacy, legal, and moral concerns are far more complex than the typical medical underwriting.. More
Written by Scott W Johnson
Aetna is one of the oldest insurers in the world and has a long and accomplished history. The Aetna Life Insurance company is one member of this family.Aetna Group Life OptionsThe History of AetnaFinancial Strength Rating of AetnaThe Aetna Life Insurance company has been in business for over 150 many years. Today it provides stable.. More
Written by Scott W Johnson
Suze Orman is a personal financial guru that generally believes that term life insurance is the best use of life insurance for most Americans. According to multiple public remarks on the subject she believes that “Unless you have a permanent need for life insurance—such as a special needs child—term insurance is the better deal for.. More
Written by Scott W Johnson
According to the National Association of Insurance Commissioners or NAIC for short: About $163,000 is the average Face Amount of Individual Life Insurance policies for calendar year 2017. The Average yearly face amount, changes each and every year.Calendar Year 1997: Average Face Amount (Individual Policy): $103,000Calendar Year 1999: Average Face Amount (Individual Policy): $120,000Calendar Year 2001: Average.. More
Written by Scott W Johnson
Life Insurance can be offered from Companies that are established in many different ways. One type of company is called a Mutual Insurance Company. These type companies are very popular, especially for those that purchase Whole Life Insurance. But their percentage of Mutuals relative to All Life Insurers are near historic lows. What is happening to.. More