Affluent Life Insurance

Life insurance for the wealthy.  Affluent life insurance is different than regular life insurance.  More care needs to be taken into consideration to assist clients in finding the best coverage for the money.

According to dictionary.com – affluent is “having an abundance of wealth.” In the world of life insurance, this is often for policies $2,000,000 and up.

Such as $3,000,000 or $5,000,000 in life insurance.

About Affluent Life Insurance:

Affluent life insurance is not the exact same as preferred life insurance, there are differences.  Many insurance agents incorrectly assume that just because someone is wealthy that they are a good candidate for a whole life insurance policy.  Note – that this is not necessarily the case.

A cost benefit analysis in comparison to other sources of returns would need to be done.  Consider speaking with a specialist about your Affluent Life Insurance Needs.

There are other considerations beyond the use of the money that are pertinent to any discussion with wealth individuals and these discussions are often done with an attorney.  Occasionally life insurance products may be used in conjunction with certain trusts to assist in handing money down from one generation to the next.

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Life Insurance for Attorneys

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Participating Whole Life Insurance

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Limited Pay Life Insurance

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Is limited pay life insurance right for you? Questions, Answers, and the Real Math. Limited Pay life insurance is form of whole life insurance whose benefits last forever but whose premium payments do not. Limited pay policies could be a unique opportunity for you to save real money on your next life policy. Limited pay policies come in numerous policy payment periods.

Paid Up Additions

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A 2 Million Dollar Life Insurance Policy

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Are you crazy for wanting to buy a $2 Million Dollar Life Insurance Policy? This often not discussed coverage amount has been neglected for too long.What is the Same – What is Different.Speak with a SpecialistConsider AffordabilityCarefully Consider CoverageThe $2 Million Dollar Term Life Insurance policy used to be considered an excessive amount. No longer, while.. More