Stay at Home Dad Searches for Life Insurance

Written by Scott W Johnson

​A suburban Stay at Home Dad searches for Life Insurance – and argues with his wife the whole time. Will Rudy Eldgridge, a stay at home dad buy life insurance more because he truly needs it or because his wife insists on it? Do Stay at home parents really need life insurance?​ How can stay at home dads.. More

Stay at Home Dads Life Insurance Calculation

Written by Scott W Johnson

How to Evaluate How Much Term Life Insurance you need How to Calculate how much term coverage you should consider. What not to do… Buying life insurance can be difficult for some, but it does not need to be so.  Buying level term life insurance for stay at home dads should be a piece of.. More

Stay at Home Dads and Their Need for Term Life Insurance

Written by Scott W Johnson

The One Aspect of Parenting You Do Not Want to Fail At…Working Moms and Dads need Life InsuranceNon Working Moms and Dads do TooStay at home Dads Can Ignore Term Life Insurance?  –  Why you could not be More Wrong.The internet is full of reminders that stay at home parents need life insurance and this.. More

Shock Comes to Family that does Not Check Insurers Financial Strength Rating

Written by Scott W Johnson

This is s story about a family that needs to buy life insurance and end up learning a whole lot. Initially they think that their situation calls for just any life insurer, but they end up learning that there are lots and lots of decisions to make. One of the key considerations is the Financial Strength Ratings. These are ratings done by the Credit Rating Agencies. They issue both FSRs and PHS ratings. These are really important considerations for countless american consumers when they go to purchase any type of life insurance.

The Top Ten Life Insurance Companies ranked by the Comdex.  The comdex is a ranking of financial strength ratings.  It compiles four different rater’s ratings into one commingled rating. This ‘poll of polls’ rates most of the life insurance companies in the United States. There may be some important considerations that you should be aware of before.. More

Confused by life insurance? You are not alone.Life Insurance does not need to be so confusing.Choosing to ignore its complexity could cost you thousands…Life Insurance is Confusing for so many reasons.  I often feel bad for consumers as they attempt to make up their minds.  A good place to start is by reading 19 Great Questions.. More

Outrageous Claims of Whole Life Insurance Agents

Written by Scott W Johnson

Whole Life Insurance has been around a long time.  However what was once a well oiled machine seems extremely dated by today’s financial standards.  It has been said, by many, that Whole Life Insurance is Sold and Term Life Insurance is bought.  There is a reason for this… But in order to buy term life insurance,.. More

7 Ways to Protect Yourself When Purchasing Whole Life Insurance

Written by Scott W Johnson

For frequent readers of my blog and articles, this is a simple compilation of what we have discussed on numerous occasions.   The most recent post – Outrageous Claims of Whole Life Insurance Agents, reviewed 5 of the most common statements that are made about Cash Value Life Insurance plans – that are indeed often.. More


Written by Scott W Johnson

​Comdex Ratings: What it is and Can you Trust it? Comdex Rankings and their use with Financial Strength Ratings.The Comdex Score and why its important.What is the Comdex Score?Is the Comdex Score more important than an AM Best RatingWhat is a Comdex Score: A comdex score is “a composite score averaging the ratings of the major insurance.. More

A Whole Life Insurance Story – Family Pushed to Buy Whole Life

Written by Scott W Johnson

This is a whole life story of whole life insurance. A family considers the complexities of purchasing whole life insurance and compare their specific numbers with simple level term life insurance and are surprised at the savings.Why is Whole Life so Expensive?Do we need life insurance during Retirement?​In order to buy whole life, we would have.. More