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Single Premium Life Insurance

Written by Scott W Johnson

Single Premium Life Insurance is a type of whole life insurance. This whole life insurance policy has a death benefit that should (in theory) last forever but have a but one single up front life insurance premium payment. If you are considering buying life insurance, and this site has not yet talked you out of it, than single premium life insurance may be your best whole life option. Single premium is but one type of limited pay life insurance.

Paid Up Additions

Written by Scott W Johnson

Paid Up Additions are additional life insurance purchased on whole life insurance policies through life insurance policy dividends. Paid up additions are a big selling point of many captive whole life insurance agents and can be highly useful to a select few Americans. Learn if you can be one of those select few.

Banner Life Insurance Company

Written by Scott W Johnson

The Banner Life Insurance company is a famous name in the world of term life insurance. Banner life is well rated by AM Best and offers some of the lowest term pricing across the board. Banner compliments their low prices with some terrific policy offerings that may include term life convertibility.

1000000 Life Insurance

Written by Scott W Johnson

The 1000000 life insurance policy that you and your family need.How to BuyWhat to AskSample RatesWhere to Save Big Time​​​​The Savings You Need – the Coverage you Deserve.Quick Navigation of 1000000 Life Insurance:$1,000,000 Life Insurance:$1,000,000 Life Insurance Policy Options:$1,000,000 Life Insurance Great Candidates:$1,000,000 Life Insurance Special Considerations:$1,000,000 Life Insurance Sample Rates:$1,000,000 Whole Life Insurance Vs $1,000,000.. More

High Cholesterol Life Insurance

Written by Scott W Johnson

Taken Back by How Much more Expensive Life Insurance is when you have High Cholesterol?On Statin Medications to control it?High Cholesterol Life Insurance is about:How to ShopWhat to DoWhere to Save(and what NOT to do…)Many seemingly perfectly healthy people try buying life insurance only to be surprised that they have a cholesterol problem.  This is.. More

125 Plus A+ Rated Life Insurance Companies

Written by Scott W Johnson

A+ Rated Life Insurance Companies – and Lots of ThemComprehensiveUse as a Reference Learn & UnderstandInsurance Agents often brag about their company’s Financial Strength Rating (FSR) when they are A++. They should. BUT there are over 100 life insurance companies that are also rated A+.  An A+ insurance company is only one notch below A++.  .. More

Decreasing Term Insurance

Written by Scott W Johnson

What is Decreasing Term Insurance?Decreasing term life insurance is a type of “annual renewable” life insurance whose premiums are typically level, but whose death benefit payout decrease each and every month or year.  Policy length can vary depending on the insurer that you choose.   A decreasing term life insurance policy, could be the type.. More

Pruco Life Insurance Company

Written by Scott W Johnson

About Pruco Life InsuranceLife Insurance RatesFinancial Strength RatingsWho IS (and IS NOT) Their Best Possible ClientQuick NavigationPruco Life Insurance Company Headquarters & Contact Information:Pruco Life Insurance Company History:Pruco Life Insurance Company Financial Strength Ratings:Pruco Life Insurance Company Insurance Products:Pruco Life Insurance Company Insurance Riders:Pruco Life Insurance Company Insurance Best Uses:Pruco Sample Term Life Rates:Questions:Pruco Life.. More

Life Insurance Trust

Written by Scott W Johnson

All about Life Insurance TrustsTheir Types, Kinds, & FormsA Best Use of a Life Insurance Trust4 Most Common Types used with Insurance(& what to be on the lookout for)Quick NavigationA Life Insurance TrustA Revocable Living TrustAn Irrevocable Living TrustRevocable Vs Irrevocable Definitions:An Irrevocable Life Insurance TrustA Special Needs TrustWhat is Probate?What to Watch out for.. More

Columbus Life Insurance

Written by Scott W Johnson

The Columbus Life Insurance company has been around since 1906.The insurer carries an A+ Financial Strength Rating with Insurance Rater AM Best.They have similar ratings from S&P, Moodys, and Fitch Ratings.They specialize in Annuities and Universal Life Insurance products.Columbus Life has a Very Solid and Growing Balance Sheet.Quick NavigationColumbus Life Insurance Headquarters and Contact Information:Columbus.. More