Sample Rates

Sample Rates are for life insurance articles about Sample Life Insurance Rates.

Sample Rates:

Generally Sample Rates uses a given age and sex category to establish a set of prices at, generally, the four basic life insurance health classifications: Preferred Plus, Preferred, Standard Plus, and Standard.   These will also be defined as either for Smokers or Non Smokers.

Sample Rates does not necessarily constitute a rate that you will pay as much as show examples of what others have paid for term life in other situations.

Life Insurance rate samples are general in nature and are advised for clients wanting an idea of what life insurance ‘could’ cost.  Each person’s situation is unique and dependent on their criteria.   When looking at life insurance rate samples its a good idea to get your own life insurance quote by using the quoting mechanism available on this site.

Please see our privacy policy.  Contact us with questions about these rates.

Questions and Answers

Written by Scott W Johnson

Life Insurance Questions and Answers is our list of some salient questions that we have had about insurance. Some specific, some totally random, we have added numerous questions to this list.

Best Life Insurance 30 Year Old

Written by Scott W Johnson

The best life insurance for a thirty year old is distinct and different from the amount of life insurance that others might need. A simple affordable term policy make be your ticket to financial freedom. Thirty year old consumers can be in vastly different stages of their life and that is why its so important to assess where you are and where are going. Do not make the classic error of not purchasing level term life insurance because you think you are too young to do so.

Sample Life Insurance Calculation

Written by Scott W Johnson

Confused about how to calculate the necessary life insurance? Read an example of how one family came to the a financial conclusion that saved them tons of money from the typical rule of thumb life insurance calculation. Do not just assume that ten times earnings will work for you and your family, because often it is either too much or too little. They say the devil is in the details and this could not be more true.

Banner Life Insurance Company

Written by Scott W Johnson

The Banner Life Insurance company is a famous name in the world of term life insurance. Banner life is well rated by AM Best and offers some of the lowest term pricing across the board. Banner compliments their low prices with some terrific policy offerings that may include term life convertibility.

1000000 Life Insurance

Written by Scott W Johnson

The 1000000 life insurance policy that you and your family need.How to BuyWhat to AskSample RatesWhere to Save Big Time​​​​The Savings You Need – the Coverage you Deserve.Quick Navigation of 1000000 Life Insurance:$1,000,000 Life Insurance:$1,000,000 Life Insurance Policy Options:$1,000,000 Life Insurance Great Candidates:$1,000,000 Life Insurance Special Considerations:$1,000,000 Life Insurance Sample Rates:$1,000,000 Whole Life Insurance Vs $1,000,000.. More

Sample Rates 35 Year Old Woman

Written by Scott W Johnson

Sample Rates 35 Year Old Woman Purchasing life insurance as a 35 year old American woman? The Coverage Amounts, Policy Lengths, and More. Confused about how long your term policy should be for? Sample life insurance rates for three different amounts at five lengths. What to watch out for.Quick Navigation – Sample Rates 35 Year Old WomanQuick Info – Sample.. More

Life Insurance 30 Year Old Female

Written by Scott W Johnson

The Life Insurance 30 Year Old Female Considerations. Considering purchasing life insurance as a 30 year old American woman? How Policy Length, Death Benefit amount should be considered when clients are young and healthy. Planning on having a family but don’t know how long to buy that policy for? Sample life insurance rates for five lengths at two different.. More

Life Insurance for a Young Family (Case Study)

Written by Scott W Johnson

Young Family Learns About Life Insurance (and Leaves their Agent Speechless):Meet the Garcias a family learning about life insurance.Learn about the Special Life Insurance Option – that most agents may not tell you about.And how they ended up saving over…         $3000 per yearMeet the Garcias:The Garcias are a young american family.. More

Sample Term Life Insurance Rates for a 31 Year Old Woman

Written by Scott W Johnson

​ Wondering if you are getting a good deal on a life insurance proposal from an Agent?Don’t just look – Shop Around with an Independent…or risk overpaying.Shopping for life insurance should be simple – but its not really.   Three main questions need to be researched:What type of Life Insurance Should you buy?How Much Life Insurance.. More

43 Year Old Female Sample Life Insurance Rates

Written by Scott W Johnson

Sample Rates for a 43 year old woman. What Type of Insurance to buy. What type of Insurance you can’t afford to buy. Which Rating Class to Avoid.​ ​Sample Life Insurance Rates for a forty three year old woman.   Sourcing and procuring life insurance is a complex process, but it does not need to be complicated. If you are.. More